A personal loan can be taken out with a bank, credit union, or private vendor. These loans can be used for any purpose and are paid out in one lump sum. Loans are often repaid to the lender over several years, much in the same way we've illustrated in our Credit Card Payoff Calculator.
Unlike revolving credit like credit cards, personal loans offer a fixed amount of money at a fixed interest rate, paid back in fixed monthly installments.
If you need a specific amount of money for a particular purpose and can afford to pay it back in fixed monthly installments, a personal loan may be right for you.
Bright Path Debt Relief offers access to low rates with a fixed payment schedule, so you know exactly when you will pay off your consolidated debt. With loans through Milestone Solutions Lending, your interest rate is FIXED. Most credit card rates are variable and can increase. Lock in a FIXED rate with us, especially as the Fed might raise rates again soon.
No, we do not require or accept any collateral for a loan through Bright Path Debt Relief Solutions.
Pre-approval is an initial assessment based on your credit report. If there are significant changes in your credit or income after you respond to the offer, we might not extend the credit.
No. There are no fees or penalties for early payment. Plus, early payment can reduce your overall interest charges. Please note that any initial fees, such as origination fees, are non-refundable.
The loan amount varies depending on individual creditworthiness and income. Our team can provide specifics once you start the application process.
After approval, funds are typically disbursed within a few business days.
Yes, our consolidation loans are designed to help you manage various forms of debt.
Absolutely. We prioritize your privacy and use advanced encryption to protect your data.
Currently, our primary focus is on debt relief through consolidation loans. We aim to provide the best service in this area.
You can reach us through our Contact Us page, where you'll find multiple ways to get in touch
Yes, Bright Path Debt Relief Solutions offers services throughout the country.
Refinancing is an option depending on individual circumstances. Please contact our team for more details.
.png)